Financial Advisor Game for Gamers

I just met with a college friend today who's a financial adviser and he really gave me some important reminders about what things to start considering for my financial future. I think this information would be really useful to pack into a video game that was able to show users the effects of their decisions.

It could be a virtual human game similar to the Sims except that when certain events happen the virtual humans would be confronted with the same decisions and outcomes that we'll probably encounter in real life. As an example situation, your human could receive a huge inheritance from a recently deceased family member like mom or dad, but instead of just wallowing in the money, you would have to figure out how to pay the inheritance taxes, most likely requiring you to sell off a bunch of your stuff immediate or take out a loan while the paper work is taken care of.

The game sounds dry, but I think that many of the situations can be presented in an entertaining way because the game itself doesn't have to be about finances, it can just present financial facts that could come up in certain common events like character death, housing purchases, amassing large amounts of money, marriage and having kids.